1. As you receive each Credit Card in the Mail, within 3 Business Days, you must activate the Card, take a clear photo of the Front and Back of the Card as well as the Approval Notice mentioning the Card's Credit Limit and email everything to firstname.lastname@example.org so we can use it to charge the Success Fee incurred by each Credit Card Approval. Accepting Credit Cards in this industry carries significant risk, so all Credit Cards must be verified in this manner before we will allow you to use it.
2. By using your Credit Card, you hereby agree that you will not, under any circumstance, initiate any Dispute/Chargeback with your Card Issuer until you have sequentially completed the three step process below:
First: Attempt first to settle the dispute by online mediation administered by the American Arbitration Association under its Commercial Mediation Procedures. This can be done here: https://apps.adr.org/webfile/
Second: Submit a claim to be settled by binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules and judgment on the award rendered by a single arbitrator may be entered in any court having jurisdiction thereof. This can be done here: https://www.adr.org/webfile/faces/home
Third: File a claim against our Surety Bond.
If you initiate a Dispute/Chargeback without sequentially completing the three step process above, you hereby agree and understand that such action will cause severe damage to our Merchant Processing Relationship and that 200% of the Full Amount of the Disputed Transaction(s) will become immediately due and payable to us as Liquidated Damages. If you then fail to pay the Liquidated Damages owed within 14 Calendar Days, your Account will be turned over to Collections and immediately reported to all 3 Credit Bureaus as a Collection Account.
WE ARE THE ONLY UNSECURED FINANCING CONSULTING FIRM THAT ACCEPTS CREDIT CARD PAYMENTS AND WE MUST BE EXTREMELY CAREFUL OF OUR MERCHANT ACCOUNT.
WE DO WHAT WE SAY WE WILL, AND WE EXPECT THE SAME FROM YOU.
1. You agree to pay us the Success Fee of 15% (Fifteen Percent) of the maximum credit limit or maximum gross loan amount of each credit facility approved with our assistance and understand that Success Fees are due within 3 business days after you receive access to funds. For Credit Card Approvals, we allow you to pay the Success Fee using a verified Credit Card, which means a Credit Card for which you provide us with a copy of the credit card front and back as well as your Photo ID matching the name on the Credit Card, however, in the event we are unable to process the Success Fee payment via Credit Card, you will still need to find a way to pay it via another payment method we can accept.
2. You must be actively involved in the application process and follow our instructions in a timely manner. We will always do as much as possible to save you time and facilitate the process for you, but there are certain things you will need to do yourself.
3. You must be honest and tell us the truth about how much you are approved for with each lender.
4. You must be ready and willing to accept all the unsecured financing we obtain for you up to your requested maximum – whether it is a Loan, Line of Credit, or Credit Card, and you must not intentionally sabotage any Approvals we obtain for you by failing to provide information, failing to do verification calls, and/or declining Approvals.
5. You further understand that it is your sole responsibility to inform us of each lender’s approval or denial decision by providing us with either an approval or denial letter from the lender within a maximum of 30 calendar days from each credit application’s submission date, and that if you fail to provide us with such approval or denial letter(s), we will assume you were approved for the greater of $25,000 (If no specific amount of credit was requested, such as in the case of credit card applications) or the actual amount of financing actually requested on each application, and the corresponding Success Fee due shall become payable immediately.
WE IMMEDIATELY REPORT COLLECTION ACCOUNTS TO ALL 3 CREDIT BUREAUS.
WE CANNOT GUARANTEE THAT YOU WILL OBTAIN ANY PARTICULAR AMOUNT OF FINANCING.
RESULTS VARY FROM CLIENT TO CLIENT.